What Does a Mortgage Adviser Do?

Getting a mortgage can be a stressful and overwhelming experience. Part of this will be because of the sheer amount of money that could be involved but then there’s the intricacies of mortgages themselves. You’ll need to consider quite a few things, with a mortgage adviser being more than happy to help.

If you’ve found yourself wondering what a mortgage adviser does, you aren’t alone. Unless you’ve been through the mortgage application process before, you wouldn’t know much about the overall process and how one of these professionals can help you.

As a dedicated and experienced mortgage adviser in Bristol, Clifton Mortgages works to inform and educate our clients as much as possible. Knowing what we do and how we can help you is simply the tip of the iceberg

What Does a Mortgage Adviser Do?

A mortgage adviser is someone who researches various mortgage options and guides you to the best option. We speak with you to determine your specific criteria and circumstances, taking multiple factors into account, such as your income, out goings and mortgage needs.

The advantage of this is you not needing to spend a significant amount of time finding deals and choosing the best one for you. Instead, you’re simply presented with the most-appropriate options for your circumstances.

Some of the risks of not working with a professional mortgage adviser in Bristol include:

• Choosing the wrong mortgage for your circumstances.
• Finding a lender that is not happy with your circumstances
• Choosing a lender that won’t lend on the type of property you are buying
• Applying to a lender who won’t lend you enough money
• Getting a mortgage with higher interests rates than you could get elsewhere, forcing you to pay more over time.

With the benefits that using a mortgage adviser offers, there’s no reason not to. Now you’ll need to figure out when to use one.

When You Should See One

Figuring out when to see a mortgage adviser in Bristol can seem complicated but it really isn’t. Getting in touch as soon as you start looking for a mortgage is recommended. We work with you to compare your options and determine what the best option for your circumstances are. We also provide evidence to estate agents that you are able to borrow enough money by providing a Decision In Principle certificate. The earlier you can take advantage of that, the less stress you’ll need to deal with.

In short, you should look for a qualified mortgage adviser in Bristol as soon as you start looking for a mortgage.

Get In Touch

Getting a mortgage in Bristol can be an overwhelming and complicated process. A mortgage adviser helps you navigate through this process while helping you make the best decision for your circumstances.

That doesn’t mean simply picking the first mortgage adviser in Bristol you come across. Instead, you’ll need someone with experience and a history of client satisfaction. With Clifton Mortgages, that’s precisely what you’ll get.

Call us on 0117 3704231 or book an appointment online today.